Why should I pay for your health insurance if I have no say in how you live?
Why should I have to pay for your health care when you inevitably rack up a higher bill than you can pay?
If I am not that important than neither are you.
Ahh, but the difference is that ~90% of all Americans have health insurance.
Roughly Just because one did not have health insurance does not mean they couldn't have received medical care. In fact, paying for health insurance, on the whole, costs more than paying for basic medical treatment out of one's own pocket.
Keyword BASIC. I've know people to do it before. Hell, I did it before. One of my good friends went for 14 years without health insurance, then got a job with a company that provided it at such a cheap rate it would be silly to not take it. 3 weeks later he had a heart attack. Over the next two weeks he racked up almost $200,000 in medical expenses. Had he not had insurance, he wouldn't have paid even a quarter of that, and everyone else in the system would be paying more for services to cover his costs.
I have an upcoming doctor's visit for which I will pay $15. However, during the entire year I will have spent over 12 times that amount for insurance which doesn't include what my employer has paid. That extra money I will never see, will never get to use and is instead, lost. Imagine what benefit that extra money could have been put to use for.
And imagine what a relief it will be when you get diagnosed with cancer, that you will not lose 100 times that much in trying to cover your treatment options.
In that regard, my money isn't mine but should be forcibly taken because I'm not allowed to decide how I should live my life.
The problem is that when you choose to live your life betting against the odds that you will never have a major medical issue, when you do have that major medical issue, your choices are forcibly taking MY money. You get to decide how to live your life, and I have to pay for it.
So here's the deal. If you don't want to have insurance, great. If you want to make your own choices, great. But that means you have to deal with the consequences of your choices. So if you get hit by a bus, you cannot use any medical services you can't pay for out of pocket. If you have a heart attack and it's two weeks to pay day, you will die. If it's cancer, don't bother with treatment, just spend your money on a world tour then die.
If you are willing to ensure that you are not a burden to anyone else, if you are willing to kill yourself rather than infringe upon the rights of others to keep their money, then by all means, opt out! Keep your money, life your life as you see fit, and die as soon as the bill for that lifestyle exceeds your bank account.
If you aren't willing to go to that extreme, if you expect that in such a situation you should be able to declare bankruptcy, if believe that you should be able to get insurance after a major incident has occurred without paying into the system, then yeah, I'm all for forcibly parting you and your money. And that money will go to fund other's health care needs so that WHEN you have a need, their money will go to fund YOUR needs.