It's easy enough to flip this around: "After that last visit to the doctor, I decided I'd rather spend some money on a nice bike than on cardiologists and ICU bills. But whenever I try to go out on it, I get run off the trail by jerks who act like anyone doing less than 25mph on the flats deserves to be roadkill. At least on the weekly rides most of the folks are supportive, and willing to help out beginners. Sure, there's this one guy who shows up a few times a year and spends most of his time shaking his head at us and sighing theatrically, but I've found that the best thing to do is ignore him..."
This. Totally this.
Bikes are like guns. They are inherently elegant and beautiful machines. And a really high-end bike, especially a custom bike, is a thing of beauty, as well as being exceptionally comfortable and fun to ride. If somebody can afford a beautiful bike, even if they're not a competitive rider, more power to them. Nobody needs a $10,000 bike, but it's not up to anybody but the rider to decide who deserves one. If one person has a $12,000 car and a $10,000 bike, and another person has a $30,000 car and sits on his ass in the driver's seat thinking "who does that guy on the $10,000 bike think he is?", then who's the fool?