Here in Europe, we used to have this little thing called 'Solidarity'. Sharing the costs that everybody risked to have to make and yes, some of it (or hopefully most of it) you'd never need. But IF you came in a situation, it would not cost you two arms, a leg and half your ribcage, but you'd be covered and everybody would be happy.
The American inspired 'ME, ME, ME, MEEEEE!!!!'-culture is taking over now, and the total costs are going up for everybody (as I said in my previous post), while service levels are dropping. Not, of course, if you have shovelfulls of money, than you can pay extra for the levels of service that used to be reachable for all and better
Yes, things were subsidized then, but if you really believe taxes went down after delivering us to commercial interests, keep on dreaming... (Except of course for those poor super-rich schmuks, after all, you can't stop subsidizing their million-Euro villa's which costs just twice as much as all subsidized rent for minimum wages combined)..