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Comment: Re:The current wire payment system is... (Score 1) 152

by PPalmgren (#48609991) Attached to: Small Bank In Kansas Creates the Bank Account of the Future

Its on your customers not giving enough information in their wire transfers. That's something thats chosen when you initiate the wire, there is plenty of space for the information you request.

There are several ways to reduce the problem at least, all by accounting and billing methods. On accounting, there should be amounts sitting out there in an account waiting to clear for the incoming payments. The ambiguous payments are a small subset of the total and will likely be identifiable simply by amounts outstanding for smaller quantities. If you have too many duplicate amounts with ambiguous payments, and you have less than 100 frequent wire clients with this issue, you could implement collective invoicing on a monthly basis for those clients, something commonly managed by the collections dept and part of key client management anyway. That would significantly reduce the quantity of incoming payments and also make them more unique values. You'd still have to call to verify payment, but this way you could call the client directly instead.

Comment: Re: Unless it has support for Bitcoin... (Score 1) 152

by PPalmgren (#48609741) Attached to: Small Bank In Kansas Creates the Bank Account of the Future

While true, I was quite surprised at how expensive banking seems to be in Canada. Almost nowhere in the US do you actually have to pay for a bank account, let alone have such onerous transaction count limits or savings account transfer limits. I do wish we had the electronic transfers to inidividuals, but its not worth $10/mo to me.

Comment: Re:Really.. (Score 1) 112

by PPalmgren (#48609417) Attached to: Apple and Samsung Already Working On A9 Processor

Its a smart business method. My conglomerate group used to do the internal thing, but the past decade has consisted of making sure each business unit functions acceptably in the market on its own. The sister companies compete with outside clients for jobs, etc. It ensures that you don't end up with a bloated business unit riding on the laurels of another. When that happens, you get a single point of failure for all business units.

Comment: Re:Republican business as usual... (Score 3, Interesting) 116

by PPalmgren (#48539077) Attached to: NSF Accused of Misuse of Funds In Giant Ecological Project

Our company pays for employee coffee. We have coffee machines in every breakroom with coffee and cream and sugar available. It has been found to increase productivity and reduce the number of coffee breaks that employees take. $11,000 for coffee seems awfully low, honestly.

Comment: I'm kinda torn on this (Score 1) 460

by PPalmgren (#48533689) Attached to: Why Elon Musk's Batteries Frighten Electric Companies

I can see one side of mandating these connections. Say you're building a house and decide its going to be off-grid solar and water in North Carolina. Like 99% of the population, you don't buy the house outright and have a mortgage on it. You lose your job, you default and the house goes into foreclosure. The connection of these utilities is important to a lot of people who might buy your home since it's seen as a necessary amenity by many, so the bank or the homebuyer is now on the hook for those setups, even though you didn't own the home outright. To these people, buying a car without these connections is like buying a car without tires on it.

Comment: Re:Are they really that scared? (Score 1) 460

by PPalmgren (#48533587) Attached to: Why Elon Musk's Batteries Frighten Electric Companies

While true that they don't need special equipment for a small number of homes, they will have to spend quite a bit on the grid if that number continues to rise because the grid is currently designed for central, not distributed, power generation. Someone mentioned it in another thread, but separating the 'grid connection' cost from the power cost is the best solution to this and is done in other countries. The power companies who don't use this method are essentially treating the grid as a cost center, and I think that's why solar terrifies them. Hopefully they'll figure it out sooner or later.

Comment: Uncooperative witnesses (Score 1) 218

by PPalmgren (#48530215) Attached to: 'Moneyball' Approach Reduces Crime In New York City

This could be a case of mistaken nomenclature. Sure, it sounds like its just a guy that won't talk, but I doubt they put everyone on there that doesn't talk or the list would be a mile long, which is what they're trying to avoid. However, that guy, thats always around crime and has been questioned regarding 10 gang incidents, but is supposedly not in the gang, and won't talk? It signifies affiliation. It also points out which areas are under severe threat from gang intimidation.

I don't know, they didn't really go into too much detail about the term, but its mentioned alongside gang activities, so that's my guess. Point is that we're being really pedantic about two words that weren't expounded upon as a reason to scrap what appears to be a pretty level-headed approach to prosecution. Sounds like throwing the baby out with the bathwater to me.

Comment: Maybe not, but we can try to isolate (Score 1) 584

by PPalmgren (#48522305) Attached to: Programmer Father Asks: What Gets Little Girls Interested In Science?

The monkey studies on this was really interesting. The same toy disposition even effected sexes of monkeys, repeatable in more than one study. It proves that there's a biological aspect behind this predisposition. Of course, we're all wired differently and that doesn't mean everyone SHOULD have those same predisposition, it just explains why a 'normal' behavior exists.

Comment: Re:I wonder if anyone here has actually played it? (Score 1) 171

by PPalmgren (#48485833) Attached to: Ubisoft Apologizes For Assassin's Creed

One anecdote does not make it a random bug, multiple reviewers have mentioned the bug as well and it is considered a serious issue for the PC platform by many, not just me. Some people seem to think it has to do with the physics calculations in the game or a problem with the game's lighting engine (which changes daytime based on the length the game has been open). It happens regardless of settings, you can play at high/high with everything else on and it happens, or medium/low with everything off (what I'm running at now) and it happens. VRAM usage has been ruled out too, one tester got the settings lower than the card's VRAM and still got the bug while staring up at the sky and even in the menus. It only starts up after a fast travel or cutscene, so it can be mitigated (for a while) by restarting the game and hoping it doesn't pop up again. Sometimes it shows up again after one cutscene, other times it doesn't show up for 5 hours.

This bug is the result of garbage QA, and ubisoft should be ashamed for the crap they released. I feel dirty for even buying it.

Comment: A random thought on reprocessing fuel (Score 1) 138

by PPalmgren (#48485793) Attached to: Shale: Good For Gas, Oil...and Nuclear Waste Disposal?

I know that the fuel has a lot of usable energy left that could be used in politically toxic reactors. I'm curious how difficult it is to transport that stuff? I know we use cooling ponds ad current reactors, is that the stuff that's the most lucrative in breeder reactors? How do you transport that kind of material? Or is the good breeder fuel just the stuff that has been moved the casks/etc that doesn't get so hot and volatile.

Comment: Re:I wonder if anyone here has actually played it? (Score 1) 171

by PPalmgren (#48479811) Attached to: Ubisoft Apologizes For Assassin's Creed

I have it, and I have a really good computer with two GTX 770's in SLI. Regardless of whether I play the game in single or SLI mode, no matter what the settings are, there is a game-crippling bug that pops up randomly and forces you to restart the game to make it playable. Its every 4-5 seconds you get a masssive quarter-second stutter and your vision flips if you play with a mouse. People with low end hardware, high end hardware, low and high settings all have this problem. If you encounter it and try to play through it its the most unbearable existence in gaming ever.

This is on top of the light flickering issue, the stuck issues (I experienced one last night after the recent patch), and everything else. It is completely unacceptable that I'm having to play the game on low just to make it functional and have to restart it every hour or two if the stutterbug pops up. It is, without a doubt, the buggiest game I've ever bought.

Comment: Re:Anecdotal "evidence" (Score 1) 222

by PPalmgren (#48431093) Attached to: Lessons Learned From Google's Green Energy Bust

The amount of draw in cold locations is not obvious because a lot of people use gas for heating instead of electric. Total energy usage is greater when the heat/ac is on, regardless of location, but total electricity usage is not. The transition to renewables means less gas is also a given, so its important to look at it from a power perspective.

That said, the Florida example is a terrible one, I'm guessing you don't live there? The sun sets close to 8 PM in the middle of the summer, the layover of peak usage is because the house is still being cooled down by AC.

I've got all the money I'll ever need if I die by 4 o'clock. -- Henny Youngman

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