"There are far too many stories of people getting out of the ghetto or out of the mining town"
While we could theoretically have everyone escape the ghettos, we need some people left in the mining towns. Without someone mining coal, rare earth metals, salt, etc we wouldn't have the world we live in today. Same goes for people working in McDonalds and other menial jobs. What if everyone maximized their education? We would still need garbagemen, people working the checkout at grocery stores, miners, movie theater ticket salespeople, and people doing all the other basic tasks to keep the world working like it is today. Then what? Do we pay them all poverty level money still, or do they make a living wage?