I have earned my entire (significant) income selling IT infrastructure and biopharma research equipment on ebay for years. All the changes they have made in the past 6 months have utterly killed my business. I went from supporting my family and many people that worked for me to ruin. They have completely killed ability of small people to compete (in my arena, at least.) I'm a lucky one because I just landed a kick-ass job doing what I actually like to do (consulting and IT) - but I know several others who are not so lucky. People that are about to lose everything, and who didn't have a high-paying skill to fall back on. This might be a bit off-topic so far, so I'll add in something that is on topic: this paypal only thing really probably wouldn't have made much more for paypal. Speaking from my focus (IT and Scientific equipment) virtually all transactions are paid by paypal anyway. We accept credit cards, wire, checks, Hell- on many items I;d take *anything* as payment (I'd even take an old HP-3000 or Vax!) The thing is, everyone has any payment choice they desire with us, and out of every $100 well over $99 comes through paypal. In fact, if we were rounding properly to integer values, $100 our of $100 comes through Paypal. So, if my focus holds true for other types of sales on ebay, the security thing might actually have been true in this case. Now, all that said, "Ebay, I hope you die a quick but painful death...the same you inflicted on me and so many others who worked our guts out to build a business on your platform. Die, you bastards."