Comment: Re:Getting between you and merchants! (Score 1) 57
And second, there are tons of good reasons to want a 3rd party between you and the merchant. If the merchant rips me off I can contest the charges and get my money back. There's the convenience and security of not having to carry wads of cash around to make purchases. If somebody takes your cash, you're boned. If they take your credit cardyou call the CC company and cancel the card. You can also make remote purchases via phone or internet. I can't very well shove a wad of cash into the dvd drive on my computer and have the merchant whose products I want pop back out. Then there's additional services the card companies provide, like automatic insurance on rental cars, default warranties on purchases, airline miles, etc.