Automobile insurance issuers are chartered and regulated at the state level. There have been a number of discussions of a federal-level charter, but I'm not aware of any changes on that front in years.
... in the vast majority of cases
Bullshit. State laws on the subject vary massively; there's no way to make a blanket statement like that unless you're in confirmation-bias mode.
The article only notes that teenagers are driving much less. Total miles driven has only declined very slightly in the last few years (starting with the recession), and was steadily climbing for decades prior to that.
What 'busy traffic' used to look like: http://blueicehouse.com/n5ssi/i35_riverside_may_1957.jpg
(part of this wonderful collection: http://gmlongroof.4umer.com/t7911-great-old-pics-austin-texas)
More recent photos: http://www.texasfreeway.com/austin/photos/i35/i35.shtml
Basically, our definitions of traffic density have changed.
"Nobody goes there anymore. It's too crowded." - Yogi Berra.
OK, that doesn't quite fit this situation, but you are only putting one variable into your equation - more roads. There's also:
- - More population. A lot more - the use population has grown something like 25% in the part 30-40 years.
- - More population in suburbs, and other changes to density.
- - And as a consequence of the previous item, more miles driven per capita, especially in some areas. Just because teens aren't driving doesn't mean nobody is.
Another factor - most driving is no longer 'fun' - It's fighting traffic. it's a job.
The only place you don't see traffic these days is car commercials.
I haven't seen anything that lists any Apple funding, although some articles mention Rackspace.
The primary political tension I was referring to was the continual battle between the county government and the city government here. The city has a very large (and pretty good) library system (http://en.wikipedia.org/wiki/San_Antonio_Public_Library); they could have taken on this site as well. But it was probably easier to go bookless by not being part of the SAPL system (and Nelson Wolff, a county guy, couldn't get any credit if SA did it).
I would argue that wi-fi and e-readers are not a complete replacement for a physical library location. Among other things, the building has useful services like desktop computers, meeting spaces, computer classes, and a place to pick up and learn about those e-readers.
The $2.3 million spent on this library could have
bought e-readers for a large percentage of the populace, easily one per household, and put free wifi on every major street corner.
Doubt it. Bexar County has 1.7 million people: http://en.wikipedia.org/wiki/Bexar_County,_Texas
Why do you think the Israeli method is cheaper? They spend about 10 times as much per passenger as we do:
how do they get the really large ship i.e. tankers etc that far up the beach. Do they just sail flat out towards the coast and then let the ship plough on until it comes to rest?
Collisions are an obvious hazard: https://www.youtube.com/watch?v=QTDV2BqfOVg
We hear that Lenz, based in New York, would always take pictures of people talking on company-wide conference calls so that he could post them on Patch's internal news site.
A 50% chance of passing away prior to the start of the gathering and a 50% chance of passing away after the start of the gathering.
I don't think you have much of a future as an insurance actuary.
Are you sure the damage is just limited to the configuration changes you made? The attorneys in my organization believed that the language could be extended to anything that runs on the same set of servers, and anything that interacted with the same database.
And it's even worse for libraries (e.g. iText) - there, the thought was that it could require sharing every bit of code used to run the web site. Not surprisingly, we're not using or contributing to anything licensed under the AGPL.
Bruce Schneier agrees with you: