While what you mention is somewhat true, what you fail to mention is the opposite: The eras before we created a social net were horrifying by today's standards. One bad crop season, or loss of a job, or getting on the wrong person's bad side could easily leave you a starving wretch (can still happen, but less common).
Also, it's not government that's running a lot of this, it's corporations. I'm sure the corn lobby is loosening up as their dollars are less effective than the military and IP racket these days, and Biggie B (as his friends call him) in teh Big Apple has to do something to make him look good after all this police nonsense and Occupy.
Look, I don't disagree with you that government, in some ways, is getting its mitts on some things it shouldn't. However, maybe looking at what risks government should cover and what they shouldn't ought to merit consideration, not just making a statement implying that you're somehow superior because you happened to be in the right circumstances to make "good" life choices (I assume, though I may be wrong). Check out stuff on the sociology of deviance, I suspect you'll find the subject infuriating to what sounds like your fairly uncompassionate world view (this does not include too big to fail. we can all agree that was pure crime)
BTW..... why don't we worry about the incredible amount of money spent blowing up brown people and spying on and jailing our own citizens before we start moralizing and saying we shouldn't help our Fellow Man because of "blah-di-blah" and then quoting a stupid fucking TV show that too many people worship anyway.