Sovereign immunity. You'll probably find the government has not waived immunity for the actions of the patent office, so you could not sue it.
True, but as a general rule you'll find that while there are certain rights that consumers cannot sign away in a contract, the same protections do not apply to B2B contracts.
Sharepoint uses SQL Server as the backend, yes. Although it can use SQL Server Express as well (I wouldn't recommend it).
However, Exchange does not use SQL Server.
Here in NZ we had a phone company do it. They didn't like the attitude a guy gave them calling the customer service number, so they tacked a miscellaneous "Penalty for being an arrogant bastard".
Ouch, that payroll system sounds as disastrous as New Zealand's education payroll system Novopay. (Talent2. Even more incompetent than IBM!)
Or INCIS, the New Zealand police computer system (thanks IBM!)
Wait... why does everyone hire IBM again?
we want to do that...
oh wait no we don't... yes thats what centrelink etc are trying to do is catch fraud...
its not like they leave windows machines administrators full access to classified documents...
Er, that was Work and Income New Zealand, not Centrelink Australia.
I could believe that. And that's not even counting defending the lawsuit from Snapper because they didn't win the tender.
Well, that was Talent2 - an Aussie company. Can we claim that?
How come New Zealand's analogue switch off didn't make news? Boo!
I think New Zealand mastered that first (for fellow Auckland readers, the word HOP may come to mind).
You invalidate your point when you cite RoughlyDrafted as a source. That's about as "neutral" as WinSuperSite.
You should probably stop posting on the interactive application known as Slashdot then.
What you're referring to that Stripe and Paypal offer is what's called a "Blended Rate" if you get it from a bank. Mine is blended, but I could also opt for what's called "Interchange Plus", where instead I'm charged the Interchange rate (what the issuing bank charged the acquiring bank to process the transaction) plus a margin.
The market that's more curious to me is the "card not present" market...payment processors for websites. Stripe seems to be the darling of the Slashdot crowd, but their pricing is horrible. They offer 2.9% + $0.30 per transaction, and won't offer to discount it until you're doing $1M+ per year. Contrast with Paypal's Payment Pro which drops down first to 2.5%+$0.30 once you hit $3k/month, then down to 2.2%+$0.30 once you hit $10k/month. Stripe has a few features that PPP doesn't, but they would need to be real important to you to pay that much more.
But wait, there's more! An actual bank will probably charge you 2.0%+$0.30 for virtually zero volume (I'm on 2.2%+$0.50 NZD so about $0.40 USD but we're known for being more expensive). Plus, an actual bank will offer you the benefit of the 3DS liability shift (which PayPal/Stripe will not).
So why does anyone use these services again?
The number of merchants (I'm in NZ) who have an ancient reader that doesn't have a card slot on the pinpad or who claim "oh that doesn't work, you have to give it to me so I can do it on this side" is staggering. Even more staggering is how many merchants persist in swiping the card before checking for a chip and inserting it (some banks actually advise that this is a fraud indicator, and you should not shop at these places).