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Comment: Re:Study Finds CRA 'Clearly' Lead To Risky Lending (Score 2) 251

by John Bayko (#42835111) Attached to: Email Trails Show Bankers Behaving Badly

At the same time, the actual loans covered by the CRA were not a problem. Many sources back this up, including this:

[director of the Federal Reserve’s consumer and community affairs division Sandra Braunstein] cited a Federal Reserve Board analysis which found that, in 2006, CRA-covered banks operating in CRA-targeted neighborhoods accounted for just six percent of the risky, high-cost loans largely responsible for the housing crisis.

So what you're saying is, the CRA made loans not covered by the CRA to default. Does that make any sense? I don't think it does. It sounds more like the "wishful blaming" that those responsible began doing once their expensive lies were exposed.

Comment: Torque wrenches (Score 1) 419

by John Bayko (#42834203) Attached to: China's Radical New Space Drive

- mechanics --- a Phillips driver will ``cam out'' when it hits bottom, making triggering the retraction of the tool easy, a Robertson requires a more sophisticated system to measure the torque, stop applying force, then pull out

Torque wrenches for bolts just have a firm spring between the driver and the handle - past the torque limit, the spring twists. I can't think of anything simpler. Maybe that's was just an excuse?

Comment: Robertson screws and hex bolts (Score 1) 419

by John Bayko (#42834175) Attached to: China's Radical New Space Drive

As well, there was an advantage in production that Phillips heads had over Robertson, in that the driver bit pops out of the screw head when the screw tightens up. In old production environments before the advent of accurate torque-limiting drivers for all stations, it was a handy way to determine proper screw torque.

I've heard that, but how did they deal with hex (or square) nuts and bolts which would have the same problem? Sounds to me like it was just an excuse made up to justify an economic or political decision on nonexistant technical grounds - as often happens.

Comment: Re:Analysts saying the obvious? (Score 1) 171

by John Bayko (#42731193) Attached to: RIM's BB10 Campaign Requires Some Serious Work

I assume when you say "Blackberry needs to..." you mean RIM, and this is just a slip-up, not an indication that you're ignorant of what you're talking about.

But what you're saying is correct, and that is what RIM is doing - any app that has a minimum of sales (fairly low, $1000) will be awarded an immediate guarantee of $10,000 (see this). I assume the fact that you didn't know that is, again, not an indication that you don't know much about the subject you're talking about.

Comment: Globalised culture (Score 1) 61

Globalisation covers a lot of things, not just corporations. It's just as responsible for getting aspirin and antibiotics to the middle of Africa as McDonalds. Probably most important is the globalisation of culture.

Africa has a pretty terrible culture in many ways, and is resistant to change because worship of tradition is part of that culture. Not knocking Africa, tradition was a vital part of most societies up to a point. Prior to the industrial revolution in Europe, there was little progress because most progress wasn't scientific - if someone made pottery slightly differently, it probably cracked or failed. If they forged metal differently it was useless. Changing how you made bread or raised cattle or whatnot almost always resulted in problems. That's because nobody actually understood why doing things the traditional way worked, they just knew it did, so any change became ingrained as something to be avoided.

There was still progress on occasion, but that was still the exception, and often rejected by most people as long as possible. This notion changed first in the New World, as there was no "tradition" (or what there was wiped out by the settlers and their plagues), and came back to the colonizing European countries. Eventually it spread through political conquest, economic forces, and sometimes voluntarily (Japan was an early adopter of some Western attitudes), but the idea of constant improvement through change is not global yet. In particular, it's still rejected by the general population in Africa and the Middle East, even as they develop economically.

This is why those in power, or seeking power, are only interested in the power itself (or prestige), only benefitting those closest to them first, and their country and society last - and brutallly suppressing all opposition. And people don't really mind because they just expect this to be the normal thing - it's their culture, how it's traditionally been done.

This is where globalisation of culture helps - by showing that there are alternatives, and what the benefits are. Even if it doesn't convince the adults, the next generation grows up knowing there are alternatives, and they're willing to change. Little known fact, Iranian people in general are among the most pro-American in the Middle East, because they've experienced an entire generation of an anti-American government oppressing them, yet have been able to learn that it doesn't have to be that way (that's simplified, but essentially correct - the Iranian government is terrified of their own people being fed up, and a war with America is probably the best thing that could happen to them to keep them in power).

A big difference between Africa and the Americas is that natives in the Americas were wiped out by plagues shortly before European settlers moved in - huge pandemics that made Europe's Black Death look like allergies. If this hadn't happened, settling the Americas would have been like colonising Africa, at least in the populated coastal areas. Cultural traditions were lost. In Africa, this didn't happen, and male-dominated, tribe-oriented, and superstitious traditions remain the norm to this day.

Globalisation will inevitably change this, and for the better. That's what will eventually allow Africa to develop, organize, and improve the lives of its people.

Comment: File formats (Score 1) 492

by John Bayko (#42659651) Attached to: You've Got 25 Years Until UNIX Time Overflows
You always have to know the format of a file that you're going to use. Any file with 32-bit time fields will be known as only valid within the 31-bit range +/- January 1, 1970, any data stored with dates outside that range (and that already happens - from bank mortgages to climate change data over millenia) will use appropriate formats - in the same way that you don't store 32-bit image data in a GIF (8-bit colour index) file.

Comment: SQL wins and losses (Score 1) 153

by John Bayko (#40909645) Attached to: Content-Centric Networking & the Next Internet

FROM specifies which tables (or views), not which server, or network, or storage device.

That in itself isn't the point of SQL, rather it's non-procedural, meaning you don't specify how to get the data, you only describe the data you want (in terms of how it relates to others). If your data doesn't have that sort of structure, the "NOSQL" strategy is fine (and can be done in SQL anyway).

SQL's main problems are the inconsistent and sometimes misleading syntax, and the complexity of the where clauses. There are unpopular alternatives to the former (set based syntax is nice), but I'd really like to see deductive databases help with the latter. Foreign key constraints mean that the database can deduce much of the where clause itself, in the same way that Prolog resolves queries (I've seen a deductive database that uses a Prolog syntax, but there's no reason SQL can't be used instead). They're slower, but only for the first deduction, if it's cached), I don't know why they've never caught on.

That's a tangent, but at least it's irrelevant.

Comment: Rootless, kind of (Score 1) 265

by John Bayko (#40375383) Attached to: How Would You Redesign the TLD Hierarchy?

Number one thing I'd do, allow you to specify your own DNS root. You could start with a default system like now, but you could specify a system (by IP or hostname) as a different, independent root for small subdomains - maybe for testing, maybe because you don't want to shell out for hundreds of related domains, some which might have been taken already, maybe to get around censorship. I'll give examples.

Syntax option A: Bring back bang paths! "dns.antioppression.org!sheepstore.tibet" would indicate you want to use a DNS server at "dns.antioppression.org" to resolve "sheepstore.tibet". Note that ".tibet" isn't an official TLD - who cares? If you run "dns.antioppression.org" you can decide to use whatever you want for a domain. You could also chain DNSes, as well as using IP addresses: "12.34.56.78!our.dns!good.tokes.mj" would use a DNS that doesn't have a registered name to look up another, to look up a third host.

Syntax option B: "cloud.243(cloudproject)(technohost.com)" would indicate "technohost.com" is the DNS for the firm that you're buying server space on, "cloudproject" is your project DNS, and "cloud.243" is one of a thousand or so hosts that you want the world at large to be able to look up.

I like this idea because it gets rid of the single chokepoint being used these days for internet censorship, as well as excessive trademark enforcement. The downside is it opens up more opportunities for phishing or fraud. However, since the DNS lookup chain is visible, you can judge the reliability of the result based on how much you trust the intermediate systems.

After that, there's virtually no limit to how to name hosts, domains, subdomains, and whatever else you want to, since everyone can have their own DNS to play around with.

Comment: Re:Options galore (Score 1) 419

Was that a typo? Did you mean 5 ppm? The current level of CO2 in the atmosphere is over 390 ppm and it will be over 400 ppm within 2 or 3 years.

I guess it was - or I didn't double check my memory before hitting submit like I should have, but I was feeling lazy. At least I admitted in the post that I wasn't claiming much accuracy on that point.

Comment: Options galore (Score 1) 419

[...] First of all, you seem to not understand that we cannot mandate that the world use those technologies and in fact they would not because it would give them an advantage.

Why not, it worked for ozone destroying CFCs.

More generally, it doesn't have to be a world mandate, just enough of it that the rest gives up, or joins voluntarily. In the U.S you can now find Bisphenol-A free products widely available and advertised as a benefit (particularly baby cups, bowls, etc.) because all products with that chemical have been banned in Canada. Similarly many smaller or developing countries basically just follow FDA decisions for drug approval.

For carbon emissions in particular, a "carbon tax" strategy in developed countries could be applied to imports from non-complying countries, hindering them in of European, North American, and developed Pacific economies until they comply, much like U.S based intellectual property laws have been spread to Australia (free trade requirement) and elsewhere.

Secondly, you still have the problem of excess CO2. Which requires reduction, either through additional carbon sinks in the form of forests which requires killing people off to make room for those forests, or massive carbon sequestration.

Carbon gets absorbed naturally, though slowly, by natural processes. Also transformed to less damaging forms, such as methane oxidated to carbon dioxide. And human processes - paper buried in landfill will stay there for centuries, taking carbon dioxide out of the carbon .

Also, there is room for adjustment to changes in carbon levels. It's stressful on the species involved when this change happens too quickly, and some extinctions will probably occur, but as with most environmental changes, it will also open up new areas for some species to expand into. I remember an estimate that Earth could handle CO2 levels of around 400ppm without too much problem, so we have 50 ppm of leeway (that we're using up - I don't have a citation for this, sorry, so take it for what it's worth). So atmospheric carbon doesn't require reduction so much as limitation.

So in summary, you're pretty much wrong from the very start.

Even if you weren't, your "only two options" is also not correct, there are far more responses that reasonably intelligent people (apparently not you) can come up with.

Comment: Re:Firing in US (Score 1) 582

by John Bayko (#39645267) Attached to: Interview With TSA Screener Reveals 'Fatal Flaws'

To be fair, Germany is making Greece fire people because Greece went just a little too far in the bread and circuses department and thought they could borrow their way to happiness. Now the Greeks are upset because their life has been radically altered, but was there any situation where that could have continued indefinitely?

The traditional way would have been currency devaluation, then massive inflation. The effect would have been to reduce expenditures uniformly through the entire economy, stabilising at a new, sustainable level - in effect, people would remain employed, but be paid less. Adopting the Euro meant this couldn't happen, so instead a large section of the population is selected to be paid zero or have benefits cut, while the rest retain their salaries.

There would still have been aftershocks of unemployment the old way, but nothing like what has happened in this case. It's kind of like a large tank of water, in one case you drain a third of it, in the other you make a chunk disappear - it may be the same amount, but in the latter case the waves caused by the rushing water causes more damage than removing it.

That's not to say currency union can't work well. The U.S did it for over two centuries. But it results in a loss of sovereignty as local governments are limited in what they can do, either voluntarily, or involuntarily when an economy implodes and needs rescuing (like Greece - I think this happened in post-revolution U.S.A as well, setting the standard for federal-state relationships almost from the beginning).

In any world menu, Canada must be considered the vichyssoise of nations -- it's cold, half-French, and difficult to stir. -- Stuart Keate

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