Check out - 97% Owned - Economic Truth documentary
The problem is all in the banks, I just watched this British documentary that went over the different types of money real vs, bank generated (while centered in britan, it sums out the global problem). Bank generated money far outpaced real money. Its a couple hours, fortunately it isn't some alarmists screaming into the camera. The tough bit is to get all of of it sorted out before it really come crumbling down.