If you go to work for the money, you will probably cap out at the 80%-90% percentile in your given field. Which isn't bad, but you won't set the right-edge of the curve.
Inspirational speak Zig Ziglar had a story that illustrates this point pretty well. I'm going to try to recall the details, but the gist is pretty simple.
Some railroad laborers were out working on a track one day when a luxurious single-car train pulled up. A voice called out from the car and said "Dave! Is that you?". One of the laborers looked up and said "Yea, I'm Dave. John, how are you?"
Dave was invited into the car and the two were in there for nearly an hour before Dave emerged and the two men embraced as old friends would do.
When Dave got back down and picked up his tools to begin working again, the luxury rail car pulled away. One of the other laborers asked Dave, "Was that John Abrams, president of the railroad?" Dave replied "Yes, sure is. He and I started on the same day in the same job 30 years ago." When the man pushed a little further and said "Well, if you two started on the same day in the same job, why is he running things and you're out here with a shovel?"
Dave thought for only a moment before answering.
"When I went to work for this company 30 years ago I went to work for $3.25 an hour. When John started, he went to work for the railroad."
Maybe a tad cheesy, but the point is pretty simple.