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Comment: Re: It's a TRAP! (Score 2) 175

by IMightB (#47629663) Attached to: Yahoo To Add PGP Encryption For Email

I dunno I worked for a large scale email company for almost a decade... They basically persused every possible encryption method possible except for pgp. Mainly for business reasons.. For instance if an employee ever left the company, the private key basically went with them so if emails were encrypted. All of it would be effectively lost to the city company.

This lead to developments efforts to hat would basically give lip service to encryption but little real security...

While a lot depends on what implementation details they come up with, yahoo seriously perusing PGP is probably a good thing.

Comment: Re: PS4 (Score 1) 203

by IMightB (#47581177) Attached to: Nintendo Posts Yet Another Loss, Despite Mario Kart 8

Hrrm, perhaps its Sony history of trying to lock customers into shitty proprietary hardware. Or maybe the Sony rootkit fiasco. Or perhaps the other OS debacle.

Personally I'm with the GP on this one if I see Sony on anything, I start looking for other superior alternatives.

IMHO the last time Sony made a quality consumer level anything was the Walkman.... Their professional level stuff seems to be quality if you don't mind the lock-in.

Comment: Re: If true. If. (Score 5, Insightful) 200

I think Obama's one of the best Republican Presidents ever. He's guided the country through a healthy if slow economic recovery. Convinced the democrats to implement the Republican health care plan. And continued the Republican lovefest with the patriot act and secret surveillance

Comment: Re:The American Dream (Score 1) 570

by IMightB (#47567701) Attached to: 35% of American Adults Have Debt 'In Collections'

I dunno, my personal expierience is so:

Bought first duplex about a year before the housing bubble burst, so this one was rather expensive (all things considered) Wife and I lived in one side, while renting the other. This allowed us to save money to buy the next place. We purchased this duplex using a FHA ARM loan which has worked out *incredibly* well for us. It started at 4.25% and has gone down every year since, our current rate is 2.213%. It is linked to Prime and can only go up or down a max of 1 point/year and maxes at 9%. We pay extra on this property every month to try to get us in a better position when the interest rates start going up, at this point it's paid down enough that even if it goes up to 9% we would still be cash-flowing (extremely slightly). The horror stories you hear about ARM loans are due to the fact that many were non-FHA and were predatory in the *extreme*. (When we were in the process of looking I can't tell you how many people we met that claimed they brokered loans on the side and offered to close the loan from the back of their cars)

Our next property we purchased was another duplex in a much better part of town. All things considered it is a infintately better property (4x lot size, 3 car garage, 9 car dirveway, beautiful location). We aquired it on a short sale for less than 30K difference from the first duplex and 80K less than what it appraised for. Again, we lived on one side and rented the other, which allowed us to save money, plus we were cash flowing slightly from the first duplex.

We started a family and realized that we were outgrowing the second duplex due to # of available bedrooms. We started looking for a single family house, bought it for 40K less than the asking price in an even better area (basically surrounded by lakes and shopping area less than 5 minute walk away)

I guess the point I'm trying to make is that it matters more whether someone is in it for the long term or short term and whether you can make money from the property. My wife and I are long-term thinkers and we are going to hold on for as long as we can and hopefully pass them onto our children (mortgage-free). Another reason we bought them was to hedge against the next recession by having fiscal alternatives to our 401K's. Another benefit is that we have a place to live. I don't really care if the eventual price I'm paying is double for the property because I'm still cash-flowing on the duplex's. Plus all of our loans are under 5% my parents and older family members have all said that their interest rates on their first houses were in the 18% range, so 5% is a screaming deal. Yes, the property market is heating up, prices are rising, but interest rates are still at historic lows which make purchasing property (esp rental) now a wise investment. Personally, we're done buying properties for a while and will probably wait until the next recession to start purchasing again.

The only people that care about the short term interest rates and markets are the flippers and I personally would never never never buy a property from one of them. They do the absolute shittiest work for the least amount of money and then try to sell it to unsuspecting buyers for the max amount. If you buy a house from a flipper I will pretty much guaruntee that there are corners cut, shitty workmanship. It may hold up (long enough to make the sale) and look good for a few months/years but sooner rather than later you will be fixing/replacing pretty much everything they touched. Newly built houses are IMHO are a close second in terms of being poor purchases due to the fact that most builders don't care about the long-term. If there ever is a problem, you'll likely find they went under and started up a nother biz under a different name and your left holding the bag. I wouldn't buy a house that is post-mid-70's. Brick was real brick, not brick veneer, builders cared and they just last for ever

Comment: Re:I hate to imagine it (Score 5, Informative) 126

by IMightB (#47431399) Attached to: Child Thought To Be Cured of HIV Relapses, Tests Positive Again

No, if you RTFA, it goes:

1) Baby has HIV, given retrovirals.
2) Mother brings in baby for regular checkups/tratments for 18 months
3) Mother and Baby "dissappear" for a few months
4) When baby is brought back in, it tests negative for HIV
5) For about 2 years the baby tests HIV free
6) Baby tests HIV positive again at ~4.5 years of age.
7) We suffer from your misinformed post.

How many hardware guys does it take to change a light bulb? "Well the diagnostics say it's fine buddy, so it's a software problem."