Just because "they are better off than before" does not mean we should settle for less than "where it should be".

And had to kill a few people...

Sometimes, when I look at what are current system is, I think Hammurabi was onto something...

Universities are big business with long-term faculty and administrative staff being a large expense. It would be foolish to believe that they are going to allow online courses to replace their cash cow(campus students).

3%, which is kinda high for the MS stock, is barely above inflation. It is better than a 5 year CD, (at least for now), but banks are not going to pay anything for borrowing money right now. That can easily change however.

The companies that have MS stock are looking for a safe return. 3% is good for an investment fund because they may have, $3,000 in assets and they borrow $30,000 to purchase more stock. So they get 33% return on their $3,000 assets. They can get away with this because MS is safe and they are not worried about the stock tanking to 20 or 10.

I don't understand your definition of "enormous amount of money in dividends". Their last dividend of was 20 cents/share or projecting forward 80 cents a year.

Their stock price has been around 25 to 30 dollars a share, to be generous lets call it $25 (for comparing the payout).

$0.80 / $25 = is a 3.2% return on the dividends, that is with the highest payout in 2011 and the lowest stock price. I would not be looking at Microsoft as a blue-chip stock in anyway or form.

Your kidding me right? That is what the Republican Party has been screaming about the last 4 years. They want NO regulation on anything!

• EPA, gone.
• Minimum wage, get rid of it.
• Oversight for Banking, no!

Those are just a few examples off the top of my head, I am sure that there are more. Take Ron Paul; he is in favor of getting rid of a few government agencies just for the sake of getting rid of something.

Lets not pretend that everyone is a reasonable human being.

... and standards do not define success only consistency!

The problem is that they are trying to get certifications when what they really need are Achievements! Just ask Microsoft, it worked for the XBOX, they are throwing it into Visual Studio, it will work for data centers.

Include a Facebook Like button and a Twitter link and your done!

I highly doubt that Charities are getting charged chargeback fees for something that they did not do themselves and you made up the amount of 250,000 because there is no way the banks would be able to justify the fees for a quarter of the total amount.