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Comment: Settle Down... (Score 4, Informative) 294

Full Disclosure: Worked at one of the money center banks in both Small Business and Credit Cards for six years and a foreign bank with a US presence for 4.

What is this thing and do I need to get my foil hat?

The database they are constructing is being used to conduct performance reviews on originated mortgages. The database won't pick you up unless you start a mortgage. Once you originate the mortgage this database is being put into place in order to monitor your performance on that mortgage and your corresponding financial condition.

Why are they doing this?
To stop the next credit crisis as the system would allow surveillance over mortgages originated by banking institutions. Today, banking regulators have broad powers to request information out of banks including everything that's going to be held in this database (personal information about you, you bet - your bank is pulling regular credit reports on you and the regulator can check your progress when they come in for an exam. Building the database would shortcut that request and help get a better view as to how institutions are originating. No longer would regulators have to show up and start poking around at a bank, but they could monitor the health of the banks portfolio.

Who would be against this? This sounds like a way to crack down on banks.
It is a way to crack down on banks and ensure that what's being originated isn't crap. Think about it. We could have better monitored the health of the entire mortgage system by have having this database in place. Those who are against this are most likely those who have a vested interest in ensuring that the mortgage industry opaque to regulators. Those concerned about privacy should realize all of this data is being collected today, I can pull your credit report and cross it with data from CoreLogic and do roughly the same thing. Yes it is all in one place and with a government entity, but so long as its being used responsibility I don't have a problem with it as it would create an excellent tool for finding bad actors within the mortgage industry.

Comment: Code Complete by Steve McConnell (Score 4, Informative) 352

by Hangtime (#47004737) Attached to: Ask Slashdot: What Should Every Programmer Read?

My boss gave me this book when I started by my first job out of college. By far one of the best books on software development and construction out there. It is timeless and even though I no longer write code for a living, I refer back to it on many occasions still. You want a book to make a you a better programmer; you can't go wrong here.

Comment: Banks Don't Like It Either (Score 5, Informative) 548

by Hangtime (#46905009) Attached to: Reason Suggests DoJ Closing Porn Stars' Bank Accounts

Frank Keating, former governor of Oklahoma and FBI agent who is now head of the American Banker's Association came out against Choke Point in a WSJ op-ed a week ago.

http://online.wsj.com/news/art...

When you become a banker, no one issues you a badge, nor are you fitted for a judicial robe. So why is the Justice Department telling bankers to behave like policemen and judges? Justice's new probe, known as "Operation Choke Point," is asking banks to identify customers who may be breaking the law or simply doing something government officials don't like. Banks must then "choke off" those customers' access to financial services, shutting down their accounts.

Justice launched the effort in early 2013 as a policy initiative of the president's Financial Fraud Enforcement Task Force, which includes the Federal Deposit Insurance Corp., the Consumer Financial Protection Bureau and other regulatory agencies. Though details are scant—much of the investigation has been conducted in secret—the probe aims to crack down on fraud in the payments system by focusing on banks that service online payday lenders and other services deemed suspicious by the government....

Comment: Re:San Francisco is just an extreme example... (Score 1) 359

by Hangtime (#46763839) Attached to: San Francisco's Housing Crisis Explained

THE reason California's personal income taxes are so high is that nothing can be collected through property taxes. Property taxes in California are in a perverse way the same as rent control. The property tax pricing has gotten so far out of whack due to Prop 13 formulas that the only way the state can get any revenue is on personal income tax. Of course where people always own home, personal income tax is cyclical so a lot of the boom - bust cycle plays out in California's budgets because the state is levered up on the economy. Economy does well, everything is great. Economy does poorly, whole thing fall down.

Comment: Funny Enough When You Put Deadlines On Something (Score 1) 723

by Hangtime (#46719605) Attached to: Can the ObamaCare Enrollment Numbers Be Believed?

How many do things at the last minute? Homework, tax returns, bill pays, website traffic, contract signings, same thing goes for sign-ups. If demand were linear jobs would be easier, but instead it's lumpy. Given a deadline a great majority will wait until the last minute so it doesn't shock me whatsoever. Anyone who thinks the number of folks wouldn't spike hard ahead of a set deadline has never had to deal with demand.

Comment: Best Thing You Can Do for Your Box (Score 1) 353

Most computers are fine on 4-8 GB of RAM. The processing slowdowns come from the HD. If you are looking for recommendations, I recommend the EVO 840 Series from Samsung. Great speed, fantastic tools to move and config your drive, and price competitive. Yes, you can do cheaper but I prefer not too. Right now you can grab a Evo 840 Series - 500GB for $270.00. I own three of these beasts (2 500GB, 1 TB). My wife was complaining about 3 year old laptop performance and I agreed. Swapped the drive and BOOM, no more problems. She is happy with her computer again and we didn't have to buy a new laptop. Sure, its possible you can get at low priced 120GB drive and start moving things around to make it work but for a little extra cheddar just keep it all on one drive and save yourself the pain.

Comment: This sucks... (Score 1) 303

by Hangtime (#46237833) Attached to: Comcast To Buy Time Warner Cable In $44.2 Billion All-Stock Deal

If this does go through and I have my doubts, I want the FCC NOT to force them into divestiture but offer higher speed Internet, ala carte pricing, sign off on Net Neutrality, and remove all bandwidth throttling and caps. The time is not to try and create competition, because there is none in cable, but to actually make a company perform like it is in a competitive environment.

Comment: Re:Battle (Score 5, Insightful) 214

by Hangtime (#45980235) Attached to: Microsoft Remotely Deleted Tor From Windows Machines To Stop Botnet

Exactly this version of Tor was installed in a non-obvious and non-trivial location to get to and as a service. Microsoft asked the Tor developers "Anybody actually do this?", Answer: "Nope.". Microsoft then nuked the rogue Tor apps either through Microsoft Security Essentials or through Malicious Software Tool removal app.

Comment: Nothing to see here... (Score -1, Redundant) 214

by Hangtime (#45980175) Attached to: Microsoft Remotely Deleted Tor From Windows Machines To Stop Botnet

Good security move by Microsoft. We don't know exactly how the rogue applications were eliminated, but good chance it was Microsoft Security Essentials. This was the equivalent of Symantec and McAfee removing a virus only difference was it was Microsoft this time.

Comment: Re: It's not actually a problem. (Score 3, Informative) 120

by Hangtime (#45792247) Attached to: NSA Drowns In Useless Data, Impeding Work, Former Employee Claims

That's because "data management practitioners" spend their time practicing data management. I bet if you asked the "data analysts" about it, they'd say most of the important work dealing with data is in the analysis, but they still need to waste 20% of their time on data preparation and integration.

Actually the number we quote is analysts spend 60 - 80% of their time manually prepping their data for analysis if they don't have a solution in place. Its a BIG problem. Just because you can ingest everything in the world doesn't mean you should.

Comment: Here is your answer... (Score 1) 231

by Hangtime (#45332545) Attached to: How Elon Musk Approaches IT At Tesla

"partially because it didn’t need integration of disparate applications."

I would say that the only way Tesla was able to do this was because they didn't need to integrate disparate applications. Most SAP integrations and installations fail because they have to connect to every other system within a company. Tesla has no legacy so therefore it would be easier to do so. I would say this, there are a few cloud-based SAP solutions available that could have been brought up in the same amount of time or less given what little constraints it appears to have been put on them.

Comment: Time for Apple to Step Up (Score 4, Insightful) 122

by Hangtime (#45242231) Attached to: LinkedIn's New Mobile App Called 'a Dream For Attackers'

I'm calling on Apple to kick 3rd party applications out of the ability to make a configuration like this. This appears to be a significant security threat to the iOS platform and should be treated as such. Applications should not be able to do this on their own and as we have seen with LinkedIn, it can lead to no good.

For those sysadmins who would like to block this from occurring within their network or on their devices this was taken from Reddit. See the IMAP and SMTP configuration below and block it at the firewall.

IMAP: imap.intro.linkedin.com
SMTP: smtp.intro.linkedin.com
From the Apple configuration profile:
IncomingMailServerHostName imap.intro.linkedin.com IncomingMailServerPortNumber 143 .... OutgoingMailServerHostName smtp.intro.linkedin.com OutgoingMailServerPortNumber 587

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