Imagine, if you will, a group of six adults and one lawyer around a table. Out of all the people around the table, five of them are happy because they are all setup for a large payday. The other two people are about to go into thirty years of debt, but are still happy. In fact, they spend an hour giggling, telling jokes and sharing stories.
Why are the two 'debtors' happy?
They now own a house
Pics to come soon...