... then just use a simple text file. Come up with your own scheme for title, date and time and it will work.
Either as single file with search, or with multiple files and grep(1).
The only really working alternative that I've found are:
* a paper notebook. easily available when you have only one hand free because you're on the phone, and don't want to unlock an electronic device
* sending yourself notes via email, and use your favourite email client for management.
If I'd want to live in a Microsoft world, I'd probably use OneNote.
YMMV, I'm curious about other options mentioned here.
Tell that to the arbiter who is being paid by the Big Bank to arbitrate your case
You can bet that these contracts have forced arbitration in them -- you must agree to forced arbitration, or you don't get your severance pay. Because that's how evil banks roll.
So why is that bad? Well, consumers win 40% of the time when they sue a bank in court. But if a consumer instead is forced into arbitration because of a forced arbitration clause in the contract, consumers win less than 4% of the time, according to a study of arbitration decisions in California. I.e., forced arbitration basically means you signed away your right to sue in any meaningful way -- and the Supreme Court has upheld those agreements as fair and reasonable, so you can't even appeal to a "real" court.
As someone who lived through the early years of Linux (I started using It back around 1998)
Those two facts are mutually exclusive. In 1998 you were already standing on someone's lawn.
The gent who wakes up and finds himself a success hasn't been asleep.