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Comment Re:Here is how dealers make money. (Score 1) 439

Maybe I'm just a rarity but I've found a local dealer that deals very fairly with me. Due to a family connection I get A plan pricing on all Ford/Lincoln vehicles. There's no haggling involved and the dealer is going to make a set amount of profit (actually paid to them by Ford not me). I walked in one day and said I'm A-plan and willing to wait for however long it takes for my order to be built and I'm 99% sure I'll just write you a check. To the national/regional dealers you basically get fuck you treatment from that point out.

Not this place - they pulled a half dozen different models out for us to test drive to see how we liked the various options and let us take over a half day of their time. One official dealer fitted option of interest was a particular cargo area cover and they actually told us not to buy it because people weren't happy with how it worked and the durability wasn't great. There went an easy $150 for them but the owner said he couldn't ethically sell it to someone without warning that others have been dissatisfied.

On our second car we had a trade in that needed a lot of work (CEL was lit and would require a $800 repair and the airbag light was on which needed almost $1200 in work). There were a good number of dings and dents. Despite that they still offered us $500 below the Good condition.

Do we take our cars there for service? You bet - basic oil changes are only $5-10 above that of a Jiffy Lube and include a tire rotation. Out of warranty repairs are charged at the lesser of book rate or actual time, whichever is in my favor.

One other thing I've noticed is that the owner is not hurting for every asshole's dollar either. I was waiting for an oil change one time and a guy came in playing the tactics others have espoused here, to the point of being belligerent. The owner came over, offered his hand and calmly told the guy that he was sorry that his dealership would not be able to give him the experience he was looking for, but he would fire any salesman that used 10% of the language he [the customer] had used. He wished him nothing but the best in his car buying adventure and showed him the door.

Comment Re:I interviewed for a job they not paying mileage (Score 2) 241

The part about not paying for your commuting miles (miles that you would spend from the office to your house) is correct. In the US anyway tax rules require commuting miles to be deducted from any amount paid to or claimed by the employee. It makes sense - if you normally drive 10 miles each way to work, why should you be paid to drive 9 miles to a client site if you never went into the office that day?

It can get tricky if you go into the office and then to a client site and then home (or vice versa) but where I work they've got a pretty good system for figuring that all out.

Comment Re:Very sad - but let's get legislation in place N (Score 1) 706

Good points, but one thing I'll caution on. You can outsource the responsibility but you can't outsource the ultimate accountability. Recognizing that you're not able to handle a particular task is a fine reason to outsource it and this is a perfect example. But at the end of the day, you hired them.

Even with the best indemnification agreement your wife's business will suffer to some degree if there's a breach. It is, after all, your wife's brand first and foremost. If she accidentally sells subpar yarn due to a screwup at her supplier she can't completely wash her hands of the affair when customers complain. Same thing if your PCI vendor lets you down.

Comment Re:Glad to hear it but... (Score 1) 1083

Actually if you'd read my subject instead of just the comment you would have seen that I said I was glad to hear the news (implied: because it's good news for somebody else) but it was not terribly relevant to me. Sorry if I'm not out actively celebrating this ruling any more than I am that raisin farmer in Oregon who doesn't have to give the government his raisins, or the family in Ohio who now gets to sit through a third murder trial.

But I suppose it's just easier to shoot from the hip at someone who's not cheering with the expected level of enthusiasm.

Comment Re:I wonder why... (Score 1) 193

But I find it rather amazing how every municipality around the world is rushing to the defense of existing taxicab services.

That is because every municipality went through the time when there was no taxi regulations.

Bingo. Obviously in the larger cities there is going to be somewhat of a profit incentive because they have the benefit of scale. The county I live in is relatively rural but it neighbors a big metropolitian county. There are taxi regulations for all the reasons you listed. From a financial perspective the cost of the licenses barely covers the cost of administering the program. Time was they thought about doing away with the program because it was costing more than it was taking in. The county commissioners had residents packed to the rafters demanding that the program stay in place because many had memories of the unregulated world just 15 years prior. In years that the program doesn't self fund the county makes up the difference.

Comment Re:Insane (Score 1) 191

The good news is that once the Ohio politicians rightly realized that the prosecutor in that case was using a law they passed in ways it wasn't intended (no kidding!) they quickly closed that loophole. And upgraded the charges to being a felony. Unfortunately for the victim in the case you cite you can't criminalize past conduct so no charges were brought but that investigation quickly came to a halt.

The trouble here is that federal employees are exempt from all state laws while carrying out their duties. So even when the states see a problem and quickly close it federal agents remain free to do whatever they want. Then it falls on the federal agent's employer to decide if any crime occurred. Funny how often no crime is found when federal employees are involved no matter how outrageous the situation but that same agency will be quick to bring charges when local law enforcement do something that's close to the line.

Comment Re:Avoiding credit card breaches? (Score 1) 146

I can and do pay cash for a lot of things. But I use my credit card whenever it's convenient to me. It's a question of utility. My credit card was among those swept up in the Target breach. My hassle consisted of two days without said credit card and having to sign a form and mail it back.

No liability, no problems. If I lose cash that's on me baby.

Other than for some altruistic "for the greater good because merchants just pass down the cost of fraud to their customers" why should I care? I mean, seriously, why should I care? Debit card interchange fees were statutorily capped a few years ago and all of the merchants stoically supported the idea because it would be great for consumer's bottom lines. A study conducted by the Wall Street Journal six months later found that despite merchants generating substantial savings from the interchange fees being cut virtually none of it made its way back to the consumers. In fact some merchants even boasted in their earnings statements about how the savings went straight to the corporate bottom line. If credit card fraud went "poof" tomorrow, where do you think those savings would go?

So I ask again, if I bust my ass and Initech saves a few units, I don't see another dime, so what's in it for me?

Comment The courts are already aware of this (Score 1) 161

I have always found that whenever an opinion cites a URL the courts are careful to indicate the date that it was accessed. A hard copy (or at least a PDF) of the page as it existed at that time is then retained by the clerk in the case file. There's usually a footnote concerning this arrangement.

It's not that hard. No need for fancy technology or mass archiving of the Internet. The only thing they need is a basic PDF writer. Problem solved.

Comment Re:Old trick (Score 1) 295

And it became a classic George Carlin skit about airline safety and euphemisms:

Here's a phrase that apparently the airlines simply made up: near miss. They say that if two planes almost collide, it's a near miss. Bullshit, my friend. It's a near hit! A collision is a near miss.
"Look, they nearly missed!"
"Yes, but not quite.”

Comment Get your account ownership in order (Score 1) 257

As implied by other posters, take the time to get your bank account ownerships/titles in order. At my bank online banking is tied to me, the individual. As soon as the bank gets wind of a customer's demise the first thing they do is revoke online banking access and restrict the safe deposit box. Unless it's a joint account or one with right of survivorship they are SOL until an executor can be appointed and the account retitled. Only then will the executor will have access to the online account using their own credentials.

Comment Re:This is why I will never trust cloud services (Score 2) 388

Even working in HR is not carte blanche to access to everything. A payroll clerk has no need to access my annual performance reviews, job application or disciplinary history. Furthermore once my pay information has been entered into the system the payroll clerk has no need to look it up absent a change request, processing error or a complaint.

At my employer audit, HR, and security are held to much higher standards than everyone else. HR clerks have been fired for transgressions that might only result in a written caution for a dude in the mailroom.

Let's organize this thing and take all the fun out of it.