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Yeah, all the shareholders want is more profit. That's worked out really well for the Net in the US.
As somebody who works for a small retail business, I'm wondering, what are these "increased regulations" that you speak of? We haven't seen any and we've been in businesses for more than ten years.
Eat shit, AC.
If you're doing something that data intensive and can't afford a DB license, then you're doing something wrong.
I don't know what you mean by that because Visa/MC haven't done anything like that (yet). My point is that there's really little chance for any other middleman, whether it's Google, Apple, or anybody else to make themselves into an industry standard, because it's always going to be more expensive than using a top tier merchant processor that can give you Interchange Plus a basis point or two.
Paypal is a cute little thing for informal, small transactions. It's an unregulated, untrustworthy service that is still primarily used on eBay. It's not at all what