In the dot com boom my brother was living large, which for him meant fancy presents for his family. He bought my dad a premium DVD player (a Sony DVP-S530D I think). It ran around $400. Six month later, it was toast. A surface-mount fuse had blown. Apparently it was a common for several models of high-end Sony DVD players. This particular model was notorious for it.
I ended up soldering a wire to either side of the fuse and we got a fair bit more use out of it, but it soured me on Sony.
Why would an engineer put a surface mount fuse on the main board of something like that? If the fuse blows, the board is toast anyways, so why not just let any excess current potentially fry the other components?