Proton torpedo, actually, and at least one of the designers pointed out the weakness and got into big trouble as a result. Read the book Death Star before you start pontificating.
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I bought a Samsung 1080 for Â£9.99 at Tescos recently, SIM unlocked.
More or less.
There are people who can help (psychiatrists, psychologists, counsellors, doctors), but the damage does not heal. Believe me, I know from personal experience.
All you can do is learn to live with that damage. Hopefully before you destroy yourself/anyone else.
They must provide you with the amount owed in writing. When first approached by a debt collector, ask for this right away to clear up any confusion.
You have the right to dispute the debt in question. When the debt collector contacts you and disagree with either the figure or the source of the debt, you have 30 days in which to dispute the charge in writing.
Tell them to buzz off. This is my personal favorite. You can submit your request in writing to a debt collector that they not contact you again about a specific debt, and they cannot continue correspondence with the exception of providing notice they have received your request. Of course, they can always contact you in the future for different debts, which means you have to send the notification to them again. It's really that simple!
A few additional things a debt collector cannot do: swear, make illegal threats (such as physical or emotional threats), contact you before 8AM or after 9PM without your approval, or contact your work if you have told them not to.
The FDCPA was created to protect consumers from over-anxious debt collectors. Know your rights before making any decisions, and don't let them bully you around!
After years of struggling with debt and credit card problems, in 1999 we started studying and learning how to prevent debt. We've read hundreds of books, talked to multiple debt consolidators, and developed our own problem solving budgets.
Get Out of Debt, Get Out of Debt, Get Out of Debt"
Link to Original Source
Link to Original Source