Instead of thanking your lucky stars for being ultra rich in comparison to most of the world
In the context of that, well, being "rich" is all about the numbers. Literally just numbers. So I'd say it was pretty much on point.
Do we enjoy a better quality of life than most of the world? Sure. I never claimed otherwise. In fact, I actually said:
Sure, we have nicer stuff, which our financial overlords let us use, for now.
That's an admission that we're doing better in the "who has the better toys" race, which is what you seem to think matters. But no, it actually is the numbers that matter.
Why? Why is the the numbers and not quality of life? Because, until we actually own things, banks can decide they simply don't want us to have their property any longer and take it away. But that's really secondary to the problem you're (and rightly so) trying to address: our ability, at an individual level, to actually do something to improve the quality of life for the rest of the world. When 25% of the population has less than $10 after debts have been accounted for, they simply can not afford to affect change in the global economy. When you factor in that even average and slightly above average (so now we're looking at 60-75% of the population) earners are living paycheck to paycheck and often have less than $100 after debts, well, they can't do anything about it either.
You've got a nation of people who might give enough of a shit to want to do something to improve quality of life on a global scale, but who simply don't have the means. Sure, they could donate their time, but, well, first they'd have to be able to afford the time off work; and that's assuming the organization they were working with was willing to fly them to whichever country they'd be working in, and back, which is typically not the case; so they'd have to be able to afford the time off work *and* plane (or boat) tickets *and* room and board *and* food for the time they were abroad affecting real change. Which, again, comes down to numbers.
But you go right on ahead and say it's ignorant and cheap to look at it from that perspective. Just assume that all of us greedy fucks over here are just sitting on our hands; after all, if we really wanted to change things, surely we could, right?