she's forever barred from having a job in the financial industry.
She can get a waiver from the FDIC under Section 19. It's a huge PITA (I hold one), but she can try.
while controlling for a wide range of demographic covariates
as pointed out earlier here?
Computers are unreliable, but humans are even more unreliable. Any system which depends on human reliability is unreliable. -- Gilb