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Comment Re:As someone who has been hit by cars.. (Score 1) 696

So what was I doing wrong:

1st time I was almost hit by a car was when one pulled out on the street from a driveway going forward. They stopped before the street. I was lite up with a front, rear, and side lights. I was also wearing my orange vest as well. If I was on the sidewalk, I would have been creamed.

2nd time I was hit by a car when I was crossing in the crosswalk legally (escorting my kids on their bikes). The guy stopped some distance from the line yet still managed to roll into my side trying to do a right on red.

3rd time I was almost hit by a left turner. I slammed on my brakes, but if they wasn't going fast enough, I would have been in the door. I was coming down a hill with lite traffic. All my lights on, my orange vest, and just before the sun peaked above the horizon.

That doesn't mention the few dozen other times where drivers violate my kids and I right of way when crossing streets.

Comment Re:Been there (Score 1) 206

Uh, no. More likely to be injured in a car crash than on a cycle. Even with that risk involved though, it reduces other lack of health risks so you get a net positive.

Now, if they convert the miles/time spent doing the sport to steps, then you loose out cycling. I did a step based fitness challenge at work, and even though I cycle commute 10 miles round trip (with 300+ feet climbs every day), plus any times I went for a joyride, I was still falling behind in the numbers of everybody else. They scored based on miles converted from the steps. Cycling is more efficient than walking so you don't get counted for as many steps. In the end, my average was 40 miles per week over 2 months, and I still tracked my steps off my bike as well.

Comment Re:Balls of shadiness (Score 1) 234

The junk in the ocean does not have a known location that is easy to go out and scoop up. With this they know exactly where the balls are, they are easy to get to as well. All they need to determine is the lifespan of them to collect them before they fall apart. Now, depending on how many balls slip through their fingers they may not have a noticeable impact.

Comment Re:Future market (Score 1) 262

My parents had one of those, and they saved a done of money on gas.....because it was so unreliable that they didn't go anywhere that they didn't want to get stuck at. And dad was a mechanic at the time. They told me that trading it in for a new Toyota was the best decision they ever made.

Comment Re:Truck Stops, Gas Stations, etc (Score 1) 904

Because it may take a few days before the company reports to the credit card and a few more days before it shows up in your statement. With a receipt, I have it in my wallet, and I update my budget tracking when I get home. I can also look at them at any time to figure out how much I have really spent.

Comment Re:Personal finance knowledge (Score 1) 583

Suggestions for types of investment and retirement accounts, and how much you should put away?

Anything that gives you a tax break basicly. This becomes "free money" in a sense. I think the big three would be 401, IRA, and a HSA account (if offered). To start with, always take the match the company provides. Once you figure out your day to day expenses (some reasonable play is fine, just don't count on fancy cars and steak diners every night), start to put some away for rainy day funds (balance interest rates with term lengths and flexibility). Once you meet your comfort level there then max out the 401, IRA, HSA, etc contribution. Retirement accounts can grow for you some via interest and market swings, but they grow faster when you contribute to them.

Don't forget to keep adding to your rainy day fund though, that new car may have a higher payment or replacement cost and quickly move a 12 month buffer to a 8 month buffer. However, if you start finding a 16 month buffer then you may have a nice new shinny in the near future and make you happy

Comment Re:lots of history (Score 1) 167

Don't waste air fare on just it though. Make it a part of a larger trip. Visit the VLA near there as well. The main and only draw to the site is that it was the first atomic bomb test. After about a hour drive into it you spend about an hour tops looking at a pile of rubble, some left over glass, and some photos. There is a separate tour of the small farm house where it was assembled. It is a great place to go and reflect at, but it really is just a one time trip with a lot of day left to burn.

We all like praise, but a hike in our pay is the best kind of ways.