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Comment Re:Competition (Score 4, Insightful) 907

Wrong - T-Mobile, who doesn't act like a traditional carrier, is SINGLE HANDEDLY driving down rates.

Before they went on their marketing blitzes to let people know, AT&T and Verizon kept raising rates, or suckering people into plans that they'd then drop and replace with more expensive things at the earliest contract excuse.

Not every market has a T-Mobile. The insurance industry is one such market.

Comment Re:Oh good (Score 1) 907

If they employ these methods, their risk should reduce significantly, as well as repo costs, and therefore be reflected in nice big loan rate drops. OTOH, if it enables a person who otherwise would not qualify for a loan to get one, it could be argued as a 'good thing'. I personally shudder at this level of what feels invasive.

Or increase, when someone can no longer go to work and loses their job.

Comment Re:Bill Belichick (Score 1) 405

No such luck. The tablets have replaced the black and white printouts of player positioning and play development. Turns out those pictures were provided by the league itself to both teams - it's not something teams do on their own.

So if Belichick doesn't want the tablets to view those photos, he won't have any photos to see.

Comment Re:Won't work with new chips (Score 2) 78

It varies. A lot of retail workers won't care, but some will. Especially the ones who are smart enough to be aware of credit card fraud but not so knowledgeable they know about Coin.

I don't think someone would have to be turned down from a purchase many times before they threw the thing in the garbage. It doesn't have to happen often.

Comment Won't work with new chips (Score 5, Insightful) 78

All the major credit card companies will be rolling out soon-to-be-mandatory chip systems for their credit cards. The point of this chip is specifically to prevent copying of credit cards. Coin is dead in the water.

Beyond this, how many register monkeys will decline the transaction because it's not the original card? I was trained at my old retail job by an actual Mastercard representative never to allow use of a credit card without a signed back, much less a card that's literally a personal copy.

Comment Re:I'm confused (Score 5, Informative) 262

They're talking about purchase and installation:

"Because less modules are needed for the same power output, less land, labor, mounting structures, wiring and support racks are also required, saving an estimate of 10 cents a watt for every point of efficiency gained."

So if you're installing 4000 watts worth of panel, using 23% efficiency panels costs $400 less to purchase and install than 22% efficiency panels.

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