Today we live in an A' La Carte society. The gov't has deemed us smart enough to know what kind of insurance and service we need and want. And we pay for each and everyone of them. For the smart people, they will assess their situation and purchase appropriate coverage's and service. Many of us would deem fire protection a necessity . Along with things like health ins. (which seems like a waste until you are sick) or even auto insurance.
But the reality is that "stuff happens", and unfortunately this A' La Carte society allows people to make the choice between health coverage or a new mustang. Smart people, will look at the shiny mustang and start saving. Darwin's proof population will look at the insurance bill and post in the "pay later" spike only to bury the other 10 "optional" bills that were delayed for the large screen TV and Pay Per View WWE event.
Unfortunately, these people are hazardous not only to themselves but the rest of society. See the pets and neighbor in the article. Government serves to serve the general population, and I for one would like them to mandate payment through taxes for things like healthcare, fire, police, roads, all of the basic services that ensure society runs (albeit to my standards). The payment for these services should be in the form of Taxes. They are as optional as death, but it is also what keeps our society functioning.
HELP!!!! I'm being held prisoner in /usr/games/lib!