Comment Re:Yeah.... (Score 4, Informative) 193
I carry a $1 million umbrella policy which covers personal and professional activities. It runs me $13 per month - pretty affordable for what it is. I consult quite a bit, and it's nice to have the coverage for any potential liability claims that could come in the future. If $13/month is too rich for your blood, then the $100+ per month for the car insurance itself is probably out of the ballpark.