Comment Re:Paper checks vs. electronic payment (Score 1) 385
And yet a cheque allows an individuals to pay other individuals without any infrastructure needed apart from a pre-issued cheque book and access to a bank branch or a post box.
cheques are a painfully slow method of payment but nothing beats them for occasional payment to people who don't normally receive money, everything from individual to individual, to one off small scale charity payments. For example; I can't see the village church taking debit or credit cards for an emergency roof fixing fund but I could see donations being bigger than the amount of cash someone normally carries around with them.
Electronic payments need local readers and telecommunications which mean significant upfront investment for small scale, short term events