Re:Lousy Article (Score 1)

why didn't you just pay cash for the ring?

I bought it online, so my options were credit card, check, or wire bank transfer. The retailer's policy was to hold checks for 9 days to ensure that they cleared, and I wasn't willing to wait that long. Had I known what a hassle the credit card was going to be, I would have just paid the extra fee and wired the money. (In the end, that's what I did once I got my money back from the credit card company.)