Correct me if I'm wrong. Microsoft is saying that because, by default, Windows firewall does not allow any listening services, the client is safe?
So anyone running Windows XP should not have any listening services. I just realized that, by default in our enterprise environment, the Windows firewall on our desktops are shut off (not my decision). This probably isn't a good thing.
More companies should consider this, rather than designing their jobs to have a single pay rate with no possibility of advancement apart from leaving to work elsewhere.
This is exactly how government jobs are structured. It's no wonder so many people tend to hold a negative view of government workers as there really is no incentive to produce more.
Linus committed a patch correcting this issue on 13th August 2009. http://git.kernel.org/?p=linux/kernel/git/torvalds/linux-2.6.git;a=commit;h=e694958388c50148389b0e9b9e9e8945cf0f1b98
What you want is a system where the payer initiates the transfer, like giro or electronic fund transfers. Then there's no waiting for the transaction to be authorized by the payer's bank (because it already is authorized by the nature of being submitted). The net result is that you get your money quicker and don't have to worry about bounced or stopped checks, withdrawn credit, or credit card reversals.
What I want, as a business owner, is a free way to accept payment that isn't cash. That is a check. I always have to "worry" about the authenticity of payment, even cash. Checks are still very useful in a variety of situations.
The losers are the banks, who no longer have an excuse for debiting the payer 3-5 days before crediting the payee, which in effect is a free loan.
And merchants can no longer hide behind "we haven't charged you yet, so stop complaining about it taking weeks before we ship". Because they receive the money on day 1, the onus is on them to deliver.
If I take a check a customer has given me to the bank, the bank, depending on the amount, usually credits me the money, then collects the money, using the check, from the drawing bank. There is no free loan there. Even if they hold the bank until funds are collected...that's just it..funds aren't collected, so again, no free loan.
He has not acquired a fortune; the fortune has acquired him. -- Bion