Comment pre-paid CCs and debit cards are available (Score 1) 365
While I cannot attest to their legality and availability in Canada, in the US not only can this age group open a checking account and receive a VISA or MC debit-card (that can be used just like a credit card), but anyone can purchase a pre-paid VISA or MC, regardless of age. For more info, google:
prepaid credit cards
prepaid credit cards