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Comment Re:Uncompetitive? (Score 1) 312

But see, 30k, 100k, and 300k are all the same woefully inadequate for medical liability. If you miss a stop sign, we have an accident and I as your passenger remain immobile drooling out of my mouth for the next 40 years, your insurance's 300k won't do me much good.

Comment Re:Uncompetitive? (Score 1) 312

Thanks. I couldn't find coverage numbers for commercial transportation of people, but here's the numbers for the liability insurance a private car owner is required to have. That's the minimum coverage required by law:

7.5 mil EUR for bodily injury.
1 mil EUR for property damage.
50k EUR for financial loss.

The sums for commercial vehicles are probably higher.

Comment Re:Drivers license (Score 1) 312

oh a side note how does one drive differently with a paying customer as apposed to a family member??

It's simple insurance mathematics. The insurance for taxis is most likely simply higher because the payouts are higher. Much more time on the road, etc. And it makes sense to require that a professional driver has adequate insurance for his passengers - which is a lot of coverage if you consider that a mistake can put 4 passengers in a wheelchair for decades.

Comment Re:Uncompetitive? (Score 1) 312

1 mil is not much though: cause an accident with 2 passengers who remain maimed for life, and you have to pay for their care for the next 40 years, plus destroyed cars, road damage, whatever. Those things simply happen when you reach a certain scale of number of rides. A bog-standard private general liability insurance here gives you 6 mil coverage for like 5 EUR per month or so.

Comment Re:Funny thing about email (Score 1) 232

Assuming 3000 emails in an 8 hour workday, 5 days a week, this is one email every 48 seconds on average, all the time. And if you compress its handling into part of the day, it means spending approx. 2 hours when you spend 2 seconds per email. How does this "represent a few seconds of distraction here and there a worst"?

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