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Comment On the other hand... (Score 1) 107

Senator Ron Wyden (D-OR) has complained about the Obama administration's failure to shut down the NSA's bulk collection of phone metadata.

... Congress could, you know, do something about this itself. Of course that would mean Congress would actually have to do *something* - other than bitch about things not getting done and pointing fingers (including the middle finger) at others.

Comment Re:Already on the obsoletion list... (Score 1) 108

Why carry a wallet and a phone with you if you only need the phone?

On the other hand, why carry a phone when all you *need* is your wallet? And a wallet doesn't have potential battery or reception problems, etc... Seriously, a phone is not really a necessity.

Also, mobile payments further intrude on one's privacy and can be more time consuming that cash or a CC - for example, yesterday it took one guy (and the clerk) 2 minutes to get the scanner to read the qrcode on his smartphone so he could pay for his lunch. I can see many potential problems with digital IDs as well.

Yes, I realize that my usage and preferences are simply mine. And, sure, I have a cell phone (a Qualcomm QCP 1900 from 1998) but I only carry it when I travel and can't even remember the last time I turned on it.

Comment Uh huh. Now I *have* to carry my phone... (Score 1) 108

if you walk 20-85 feet away from your wallet, the app will make a sound and guide you back to it.

More specifically, if your wallet/keys and *phone* are separated by 20-85 feet. So now I have to carry my phone *everywhere* I take my wallet or keys? Like using my keys to get something from the car in the driveway or shed in the back yard - or running out to get some milk. There are numerous activities for which one wants to use keys or a wallet, but doesn't need their cell phone.

Comment Re:You have the choice (Score 1) 97

If you had bothered to actually *read* the New-PCIP-WA Brochure on the "About PCIP-WA" site you linked to, you would have seen this:

The program will end January 1, 2014, when full health reform takes effect and people cannot be denied insurance due to a preexisting condition.

So, now I'm quoting a Washington State site - Jesus, get a clue and/or learn how to research.

Comment Re:You have the choice (Score 1) 97

It looks like we-re *both* correct. (Though I'm more so.) According to this Coverage for Pre-Existing Conditions:

Being sick won't keep you from getting coverage

Your insurance company can't turn you down or charge you more because of your pre-existing health or medical condition like asthma, back pain, diabetes, or cancer. Once you have insurance, they can't refuse to cover treatment for your pre-existing condition.

This is true even if you’ve been turned down or refused coverage due to a pre-existing condition in the past.

One exception: Grandfathered plans

The only exception to the pre-existing coverage rule is for grandfathered individual health insurance plans -- the kind you buy yourself, not through an employer. They don’t have to cover pre-existing conditions.

If you have one of these plans you can switch to a Marketplace plan that covers pre-existing conditions.

So your relative, who has worked in a doctor's office for many years and "damn well knows what she's talking about", should know all this and tell patients with grand-fathered insurance plans to switch to a Marketplace plan that does.

Comment Re:You have the choice (Score 2) 97

If you're in the US, you can no longer can be denied medical insurance based on pre-existing conditions nor can your premiums be different because of those conditions - unless, of course, the Republicans succeed in abolishing the ACA.

That is simply not true. It is a State matter, and it does differ among the 13 States that created ACA exchanges. I know of at least one state that adopted the ACA except the pre-existing condition inclusion.

You are flatly incorrect. The ACA is a Federal Law and the only thing the states can opt-opt of is the Medicaid expansion - as per the Supreme Court ruling.

Perhaps you're thinking of the Pre Existing Condition Insurance Plan which was a *temporary* measure (that states could choose to participate in) that expired in 2014:

The temporary program covers a broad range of health benefits and is designed as a bridge for people with pre-existing conditions who cannot obtain health insurance coverage in today’s private insurance market.

In 2014, all Americans – regardless of their health status – will have access to affordable coverage either through their employer or through Health Insurance Marketplaces, and insurers will be prohibited from charging more or denying coverage to anyone based on the state of their health.

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