Comment Convenience makes it happen, though .... (Score 1) 294
Sure... governments love cashless transactions (assuming they're traceable, and most are). But the real motivator for people to switch away from paying with cash is the convenience factor.
For example, this morning, I used a smartphone app to pay the parking meter in the garage I parked in before going in to work. It still lets you pay with coins, but that's so impractical. For starters, it costs about $8/day to park, and the meter won't even let you put that much money into it using coins, at one time. So you're forced to make a trip back out to the meter to re-fill it if you want to avoid a ticket. With the cashless payment system, you just point the phone's camera at the QR code sticker on the meter, and you get billed automatically based on when you tell the app to stop counting time (or when the max. daily parking rate is reached).
Same with the toll booths around here. Most have eliminated the option to pay tolls with cash except for one lane, and they're even discussing removing the baskets from those and going all electronic. Which is easier and more convenient? Making sure you've got a bunch of coins handy in your vehicle and having to stop and toss them into the toll basket, making sure it counted them all properly -- or just driving on through while an electronic pass device registers you going through it?
IMO, the real solution here is an *anonymous* cashless transaction system. (Cue the bitcoin fanatics insisting that's exactly what they've got