Comment Re:As painful as it is... (Score 1) 552
Jason Becker Eye System
Why the hell do we have to have these obscure geastures like "turn on the ignition while holding down the brake" and "turn on the ignition while winding down the window" to do various things instead of having a simple multiposition switch (possibly a key switch)?
Seriously? Obscure?
You've had to hold down the clutch to start manual transmission cars for years. Also, many recent cars with automatic transmissions have required you to step on the brake before turning the key. I don't see the big deal, really.
but ask me how I know you don't have a pre-existing condition.
Ugh! I can only imagine. I'm inferring that you (or someone you know) does, and I was (and am) grateful that I didn't have that complicating the matter to drive up the cost even further. While I'm not sure exactly who to believe any more in this whole Health Care Reform debate, and I do not thing the existing legislation is a complete and thorough solution, I'm glad that at least the issue of pre-existing conditions is being addressed. While I'm fortunate enough to not have that be a factor for me yet, I don't think it's fair that those who are should be so boxed in with their choices as a result.
But at least you're getting a group-policy rate that the employer had negotiated, rather than an open-market individual/family rate. It's better than (pre-ACA) open-market plans, I suspect
Not always. I worked for the largest commercial real estate company in the world a few years ago. When I put in my notice, there was going to be a lapse of about 30 days between when my insurance would expire with my present employer, and when my new benefits would kick in with my new employer. When I received the COBRA notification explaining the details of my coverage (if I were to have chosen to take it), I was shocked. My premiums more than tripled....not exaggerating. Coverage for me and my young daughter for a fairly standard health policy (which still had copays, co-insurance, and deductibles, mind you) was going to be well over $600 for 30 days.
Suffice to say, I was able to find a term based health insurance plan, and get us both covered for about $150-$175 for 30 days, with better co-pays and a much lower deductible.
One man's constant is another man's variable. -- A.J. Perlis