You didn't say contributing to huge numbers, you said number one cause. You can only get there if you count someone with a $1,000 medical bill, $10,000 in credit card debt, and a $200,000 mortgage as being medically caused. When you find a straw that's breaking a camel's back, the straw really isn't the primary cause of the problem.
Only the first of the 4 listed proposals included an exchange, going by the article itself. Is it really that hard to accept that you were wrong on the facts regarding a claim that you decided was
HUGELY IMPORTANT?
Hint: it's usually best avoid using absolute statements. They are almost always false and will become a point of contention with anyone who disagrees with you. I didn't mention it in the previous post, but it's also
not true that no one in nations with a national health care system ever declares bankruptcy for medical reasons.
For what it's worth, I think a government provided healthcare system to run in parallel with the private sector, while having plenty of it's own flaws, probably would have been better than trying to control the market for health insurance.