Government development of space is holding back commercial development. The time for initial investment has ended now that we know the basics. This article is full of good examples of this. The robot mower highlighted here is already being provided by the marketplace. Private ventures are preparing more forward thinking launch vehicles than the big rocket talked about in the article. There is always going to be some role or collective action, but government is no longer needed as the primary driver.
It is critically important to keep markets on Earth functioning in order to extend ourselves into space. The idea that we can have our economic activities melt down in chaos while reaching for our future in the stars is questionable. Some of the same people here who want more space development also pushed an ideologically driven view of economic activity which played a big part in this global financial implosion.
For God's sake, stop researching for a while and begin to think!