Comment Re:Customer information sharing (Score 1) 526
But per the merchant's agreement, they cannot require a picture ID to complete a credit card purchase.
Not entirely true (former Target employee speaking here). The store has an obligation to ensure that the person using the credit card is the person whose name appears on the card. Normally, that is supposed to be done by comparing the signature on the card to the signed receipt. But if the credit card isn't signed, the store has to see a picture ID. Now, I will certainly agree that a lot of stores don't do this (or don't check signatures), but this is what the stores are technically required to do. What I was told as an employee was that this prevented a customer from protesting the charge on the basis that someone else used their card. It's the same reason that cashiers are supposed to call the telephone number on the back of a CC card if the card has a spouse's name printed on it -- have to make sure the customer didn't just steal a card and claim to be the spouse.