Both the software and hardware available for small devices from phones to access panels to laptops now allow east use of biometrics.
I predict banks and other online merchants will quickly move to biometrics, or face financial ruin. Biometrics can now be based on not just a single factor because we have video. Thus a video of a person who moves closer to his camera can identify first the facial features, then voice & ultimately iris, so you can't fake a person with a simple high res. photo.
Fingerprint readers have been criticized as being able to be circumvented, but they will likely soon have temperature/electrical signal sensing to detect a live finger. We're ramping up sensing.
Between eyes, voice, nose, ears, face and fingerprints, we can identify people 100%. Even if we only get to 99.9% identification we can likely destroy the viability of hacking for account access.