Comment Canada too? (Score 2, Informative) 245
According to http://www.visa.ca/chip/cardholders/emvstandard/index.jsp, the EMV Chip & PIN standard is also used in Canada, not just Europe.
Now if we can just figure out how to prevent them from keeping the password written on a sticky note.
This is exactly why we need two-factor authentication for the encryption to be secure. If the password is too complex/long, it will be written down. If it's too easy/short, the password can be brute forced.
And they WILL write the password down.
Anyone can make an omelet with eggs. The trick is to make one with none.