You are missing out on free cash using plastic. You need to eat, you need to pay bills, you need gas(assuming you own a vehicle). You are going to pay for those things anyway. There is no reason to not pay for it on the card , reap the cash back benefits and cash in when you need to. (i usually end up with about $400 or so for the year.)

Why not fine them as well for illegal charging people when they didnt consent??

move to Florida or Texas - no state income taxes :)

I live in Florida where there is no state taxes at all. I know we are talking about sales tax but in this particular case (bill) i am not sure if that is intertwined or related at all..???

This one on ebay is currently at $605 with 7 days yet to go.

I am sort of wanting that percentage to go up closer to 75% simply because changing the states constitutional amendment shouldnt be THAT easy.

58 YES but needed 60% to pass. Is it not 60% everywhere else?

i think for the pilot program the only thing stored is the email addresses. No credit cards or links to checking accounts. I saw that somewhere..

how did SCOTUS declare it a tax when it wasnt wriiten up as one in the law? How do they have the leeway to change the definition of something in a ruling? They are supposed to rule on whats before them, not define it as something else in order for it to pass constitutional muster.. ??? The reason it wasnt called a "tax" in the law is because it wouldnt have gotten the votes. SCOTUS ruling it is a "tax" bypasses the whole point of voting for a bill.

Am i missing something?

How come there aren't any people complaining that there are VASTLY more women in nursing than men. Surely we need to make sure that core nursing classes are a core subject for both men and women right?

This is the suit where Kleargear fined a couple $3,500 for leaving a bad review and ruined their credit etc etc. Looks like they (Kleargear) didnt even show up to court. Wonder why.

Palmer vs Kleargear

Yelp reviews

True story. Last year I had a credit score of 817. I then sold my home (installment debt), HELOC(home equity line of credit(installment loan) - which by the way has to be paid off for you to close on your house) and during that same week I closed on land that i sold that I was paying on (also an installment loan). We were moving and it all kinda happened around the same time. The NEXT month my credit score dropped to 787. Thats right...30 points.

See it turns out that your credit score is made up of a number of different factors and one of them is the kind of debt that you hold. So even though I havent been late on any of these installment loans my score still dropped because part of your credit score is based upon the right "mix" of debt that you have. Thats right friends. IF YOU PAY YOUR BILLS YOU ARE PENALIZED.

The whole thing is a scam. Let's get this through our thick skulls right now. Banks want to lend money to people that pay their bills on time but at the same time generate interest income. It's not really even, to a certain extent, based on whether you have a good enough job to pay the loan off that you are applying for. It's based on how much money the creditor thinks they can make off of you. I guess none of this really matters unless you need to purchase a new vehicle or buy a home. Smaller purchases like big screen tv's and laptops you can get credit for at your local brick and mortar for 0% for 18-24 months and thats easy to get even if you dont have perfect credit.

The difference between 787 and 817 however can make a difference in interest rates(i will be looking for a new home in the next 2 - 3 years). Since my credit score dropped to 787 back in November its now back to 800 but its been there now for 4 months without budging. I am not complaining about that - i just thought i would share my experience. I wonder what my score will be like once i am debt free by December?

just in case someone didn't get the joke

https://www.youtube.com/watch?...

If I was a high school Junior or Senior now and I knew that i wanted to be an iOS developer, I wouldn;t darken the doors of a college campus. There is plenty of material online for teaching yourself software development in general and more specific mobile developement. You've got tons of forums, tutorials, books, the free stanford IOS class for FREE on iTunes, etc etc. Also companies where mobile development is paramount, they aren't on the "only people with degrees need apply" attitude.