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Comment Re:depends (Score 4, Funny) 1137

Well, since everyone here thinks I'm full of crap, I decided to take a picture of my old insurance policy. Here's the first, and second picture. Note that the highlighted value is the annual cost (so the monthly payment was $489.67).

And for the record, I have a nearly perfect driving record (other than a couple speeding tickets when I was 16).

Comment Re:depends (Score 1) 1137

Technically, you only have a mix of the rights of a motorist and a pedestrian. Examples:

Sure, I'll bite.

Bicyclists are required to stay as close to the curb as possible.

Maybe this is the case where you live, but where I live (and in most other places) cyclists are viewed the same way as any other automobile on the road in the eyes of the law.

Pedestrians get priority over bicyclists on the sidewalk. Riding and crossing intersections too fast is an "unsafe operation" of a bicycle and possibly make you liable in a collision with a vehicle.

Actually, cycling on the sidewalk is illegal (where I live, and in most places as well). However, it's very easy to dismount a bicycle.

Comment Re:depends (Score 0) 1137

Bloody hell, where do you live that insurance is $450 per MONTH? Or perhaps you owned some crazy car, considering $650/mo payments... I used to pay about $100/mo for two cars...

As I mentioned in another comment, those dollars are CAD, and the cost of ownership for automobiles is a lot more here in Canada. Everything is more expensive, plus there is a 20% additional cost from the currency exchange. Even when the CAD was worth more than the USD, everything up here cost 10-40% more. Especially automobiles.

Comment Re:depends (Score 1) 1137

I'm guessing you don't live in the US. Either that, or you used to own a Ferrari.

I live in Canada, and it was nothing fancy. I'm young which makes insurance expensive, that and I live in one of the most excessively urban sprawled cities in the world (Calgary), where a 20km trip (one way) is considered short.

Comment Re:depends (Score 3, Insightful) 1137

I can't image how that $20k figure is anywhere close to normal

Perhaps not normal, but here's the math:

  • At around $100/tank of fuel, and a little less than 1 tank of fuel per week it comes to around $7k/year
  • My loan payments were $650/month
  • Insurance payments were another $450/month

Add everything up, and it comes to $20200/year.

Perhaps most people just don't realize how much they're wasting on automobiles?

PS: A transit pass (where I live) is $84/month, costing about $1008/year.

Comment Re:depends (Score 5, Interesting) 1137

I've gone car free in the last year or so, and it's saved me a pile of money. Around $7k/year for fuel, plus insurance and car payments add up to more than $20k/year. I use my bicycle most of the time, but when I need to go longer distances I can combine biking and public transit (though I almost never actually do this). I love the freedom of being on a bicycle, as you have all the rights and privileges of both motorists and pedestrians. Travelling through heavy traffic is much faster by bicycle. And then there are the positive health effects.

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