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Comment Re:someone explain for the ignorant (Score 1) 449

In Argentina,central bank regulations require a separation between ATMs, and they should have dividers (like bathroom stalls? just much smaller. Enough for the next person not seeing you).

And out of curiosity, human tellers are now facing a wall, not the whole bank. You have to wait outside and only enter after they call NEXT (or your number). So if you're withdrawing a lot of cash into a purse no one else can see you.

Comment Re:someone explain for the ignorant (Score 2) 449

I stand behind you in the line, see you type your PIN into the terminal, wait for you outside, mug you, then use your card.

Really? You couldn't think of that one? It is that easy. They sell little "shades" for CC terminals to avoid this, but they are accessories. Most CC terminals don't have them.

Comment Re:someone explain for the ignorant (Score 1) 449

In Argentina, Visa has magstripe (or chip, in newer cards) + signature. Debit Mastercard (called Maestro for some reason), have magstripe, pin, and signature. The PIN is the same as your ATM PIN.

And for both you have to show ID (required by law, which shocks a lot of US clients in tourist areas).

Comment Re:someone explain for the ignorant (Score 3, Informative) 449

I'm in Argentina. My CC terminal (VeriFone VX520, issued by Visa since visa has this racket that you can only rent, and not own, CC terminals from them or Mastercard) has an EMV reader. Only really new cards in Argentina have this, and out of pure curiosity I tried it with a client's instead of the mag stripe and it worked fine.

Visa has been issuing these units for a couple of years and before that they had another model which also had an EMV reader. It's right under the keyboard. You stick the card in (like you do on an ATM) and you feel it "clicks" on a little switch that enables the chip.

So probably you have seen EMV readers. You just don't know you have.

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