Man are you dumb. The fact that this was voted insightful truly forces me to again take note of the precipitous drop of overall IQ on slashdot over the last few years.
Bitcoin != to an account. Bitcoin = dollar. Where you choose to store your bitcoins is entirely up to you. Depending on your situation your money may be more useful in dollars, bitcoins, euros, or yuan. If you want to access your money without approval of or notification by the US banking system then bitcoins is the way to go. If you want to store your money in a stable, mature currency that has little chance of volatility in value you use the dollar, or perhaps the yuan. If you want to take the chance of a national government unilaterally taking your money without notification you use the euro. The bottom line is that it depends on your needs. Some people may want to take a portion of their savings, buy bitcoins, place the bitcoins on a USB stick then hide the stick in their attic. This might be akin to investing in a smaller more volatile currency such as the rupee or rand. These types of investments have been in use by major investment firms for years, and make up a percentage of the investments in what they call 'high risk growth funds". The article is FUD, your comment is FUD. In fact I almost wonder if there is a connection between you and the people who are precipitating the DDOS attack on MTGOX.
The greatest advantage of a bitcoin is that you don't have to ask a large corporations PERMISSION to access or transfer your money. It's entirely too easy for a government to unilaterally freeze all of your assets. I suggest you view a few episodes of Burn notice.