The Dragon has no life support right now and is very much incapable of carry a human crew. Elon Musk jokingly said that you might be able to get a ride with a cot and a scuba tank, but it definitely would not be capable of bringing a crew into orbit with its current configuration. The Dragon 2 (which still isn't flightworthy by any stretch of the imagination) is going to be crewed and like I said, some effort is currently underway to get that crew capability to return. I think you are underestimating the effort that SpaceX still needs to take in order to get people into space.
And no, I'm not just talking flight worthiness standards either where you might say NASA is being too cautious. That might be a legitimate gripe as arguably the Space Shuttle also failed to meet those standards too. It also isn't just the FAA-AST nor a NASA flight certificate as the Dragon capsule that just flew into orbit would literally kill a crew member if somehow somebody stowed away themselves inside that capsule. While docked to the ISS the capsule uses the ISS ventilation and life support system with merely a couple of fans inside of the Dragon that help to circulate the air. That is definitely not life support equipment.
As it stands, the Dragon capsule can't even be used as an emergency escape devices if somehow the Soyuz was damaged in a disaster like depicted in the movie "Gravity".... even assuming that the ISS crew could improvise something to act as emergency couches by stuffing in a bunch of soiled clothing and odd soft parts of the ISS. It is a nice thought experiment though.
No doubt that SpaceX is close to the caapability and having the capability to do downmass of several metric tons of supplies is definitely a key step to crew capability. It will be happening in the next couple of years, but SpaceX is still definitely incapable of sending or even recovering a crew from space even in an emergency.