i never said I wanted to undo SS. But I do think people should be given an option. I would much rather put my SS money in an IRA or something that is mine, and mine alone. I worked hard for my money, I want to keep it.
You are so naive. In the UK, many people had final salary pension schemes. The schemes were run by the employers (only fair since they guaranteed certain payouts). The schemes had to be fully funded, so that the benefits would be paid out if the employer went bankrupt. Well, guess what, the laws changed in respect of taxation on these schemes and suddenly the private pensions were under-funded.
Yes, maybe you could do well investing your own money, but do you really want to bet against a future government making a tax grab on that money? It's not just the present goverment you have to worry about, but every government in power until you die.