Now might be a good time to invest in CB Radios or a HAM license and station.
The only laws that would exist under that situation would be those that can be enforced at gunpoint. A license for HAM equipment would be the least of your worries.
The problem with tech in numerous countries is that you are only hiring someone with a degree. Um, hello. A degree might be a somewhat safe predictor that the individual might have personal drive and ambition but that is about it. It does not predict whether they are creative or inspired but only that they can follow directions and regurgitate you teach them. They can certainly be a cog in the machine but there is no guarantee that they can lead and inspire others.
Companies need to stop relying solely on recruiting agencies and HR department matrices to weed out potential candidates. You should consider experience. Why would a company keep someone around for a long time and put them in areas of great importance and responsibility if they did not have confidence in their abilities?
The big difference between renting and buying is that instead of throwing away money to pay someone else's mortgage, you are building equity in your own property.
Renting is not throwing away money. Where I live (Seattle) rents are easily less than half what your monthly mortgage would be to buy. If I take the extra cash and invest it somewhere else, I'll have more money from my investments than I would have equity from buying. And that's not even accounting for maintenance costs, which are the landlords responsibility when you rent.
Depending on how much property values change and how rent compares with mortgage payments and maintenance, you could just as well say buying is throwing away money.
Renting in most markets is throwing away money. You are forgetting that rents increase not only with inflation but with availability of vacancies. I switched from years of renting to owning last summer and I am paying around the same as I would for rent for the same condo but I am building equity and I live in the 2nd least affordable city on earth. If the price of renting is the same or less than mortgage payments then you are better off owning even if you are single. If you cannot stay in the same job for at least 2 years or same city then there is something seriously wrong with you. You should have at least a 5 year plan.
Why is it that anecdotes are not data when we disagree with where the evidence points and they are when we don't?
Who is doing that, are you you do that? Stop it if you are.
You are so please stop.
Cut it over to
Because Finns and Estonians have a shared ancient history. Estonians are descendants of finnic tribes. Their language is very similar to Finnish.
buying a home. Hasn't made sense since the 1970s. The social contract is broken, you no longer can rely on job security or a decent pension. Yet the banks still expect you to pay them on time. A home is a *liability*, not an investment.
No, rent is a liability with no possible return on what you put in. Renting is for suckers and I wish that I had bought over a decade ago instead of renting all that time. I finally got into the property market and the assessed value of my condo has increased in just 6 months.
Definitely a good option in your case. In ours, we found a townhome that allows us to paint and do limited remodeling, and plant a garden. And if anything major goes wrong, we don't have to foot the bill. Oh, and there's rent control on the entire complex, so raising the rent is indexed against property taxes (meaning property tax would also be going up like this).
Other than as a financial investment, I really can't see the reason for buying a condominium though -- you pay just as much, and own no land (but still have conditions you must agree to about property use).
I'd buy land in a rural area if I could afford to live there -- but that's what retiring people tend to do, and it's bumping up the land value pretty much everywhere as the boomers retire.
The big difference between renting and buying is that instead of throwing away money to pay someone else's mortgage, you are building equity in your own property. You do "own" a portion of the strata if you bought a "freehold" instead of a "leasehold". The latter is rent free for a period that is usually 99 years and after that date, you lose whatever value you had and have to enter into a lease with the land owner.
Hard to believe such a racist comment is posted from an account with positive karma, but even harder to believe this has been upvoted. WTF??
Are you an American? That would explain your lack of sense of humour. It's called black humour and ironically your righteous indignation makes you sound racist to non-Americans. Get with this century already.
"Ninety percent of baseball is half mental." -- Yogi Berra
