the hospital would still not relent that my 6 yo son had required a breast pump for his treatment.
We had a similar love triangle going on between our pediatrician, the lab, and the insurance company. The doctor mistakenly ordered some kind of experimental genetic autism blood test for my son who was having digestive problems. The insurance company obviously refused to pay, and the lab wanted the money. The doctor ended up eating it, but had we paid the bill it would not have ended well for us! :)
I fully support anyone who cancels such things de facto (as long as they actually stop using the service), it's a horrible practice.
I have two blemishes on my credit report. The first is from the local newspaper (the Philly Inquirer), who gave me 60 days of free service and then kept on delivering the stupid paper after the 60 days. I had moved, and went by the now-empty house a few times to pick up the mess of papers stacked about a foot or two high (a friend was trying to sell it). Ultimately, they referred me to a collection agency. Yeah, good luck with that!
The other was a parking ticket from the City of Brotherly Love. They dinged me for staying too long in a 2-hour spot, even though I was in the middle of a move and I was just loading the vehicle for 20 minutes at a time and then returning to the same spot to load back up an hour or so later. Since I was moving out of state and selling my car, I figured I'd stiff them. They seem to have given up, though they put up a good fight - even tracking down my parents at one point! All for $25. It probably didn't help that I would tape a penny to the payment slip and send it back.
My credit is still north of 800 (according to my Discover Card statement) so I'm not really troubled.