Comment MOD PARENT INSIGHTFUL (Score 4, Insightful) 225
If I fall for a phishing scam because I'm convinced the site I'm looking at is owned by my bank, isn't that the bank having it's ID stolen?
So if the phishers get me to give them money, the bank pays it back right?
Obviosuly not, that would be crazy. Just because it was done in the bank's name doesn't mean it's the bank's responsibility.
Surely then, it's just as crazy that private individuals have to pay back banks who get scammed, just becuase it's done in their name.